A judgement has been filed against me for a computer i purchased in 2004, they r now going to garnish my wages in 14 days.

Probably not on such a small debt, but it *MAY* be in your best interest to file bankruptcy if you have significant other debts in addition to this...

I am making monthly minimum payments to a creditor. They threaten if I don't pay more than minimum - they will garnish wages

They cannot garnish your wages until they obtain a court judgment. If they sue you, serve you, and obtain a judgment, then yes, they can garnish...

My husband recently opened a cell phone agreement in his name only.Will i recieve any bad credit due to his bad decision?

No, your credit should not be affected. If he fails to pay his cell phone bill, and the account goes to collections, the creditor should never...

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Even if I agree to make payments on a debt collect can they still go in to my bank account without my consent

As my colleague noted, the creditor cannot take money from your bank account unless and until they obtain a judgment against you in court. ...

In chapter 13, does the court still want to take your cars and sell them to pay back the debts?

No assets are taken from the debtor in Chapter 13 bankruptcy. Chapter 13 is a reorganization as opposed to Chapter 7 which is a liquidation...

The lender still has a valid lien against the vehicle, and the vehicle loan is therefore secured debt. When you file bankruptcy, you must also file...

Law firm filed lawsuit, $20K Credit Card Debt. Agreed to payments. faxed me stipulation for entry of judgment. Should I sign it?

By signing a stipulation for entry of judgment, you're giving them everything they're demanding, including their attorney fees. If you miss a...

In addition to list'g creditors to be included in a Chap 7, do notices also get publically posted to cover unkn/forgotn creditor

While there is no "blanket" public notice made in connection with bankruptcy filings, your discharge should still apply to these debts without...

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My accountant is suing me personally for work done for my corporation. Can this be done?

It depends on who contracted with the accountant to perform the services. If you signed a fee agreement or similar contract with the accountant,...

My husband was hospitalized for 11 days and passed away. He had no insurance. The bill is almost $ 250,000.

If you are eligible for bankruptcy, and if your late husband's 401(k) can be rolled into an "inherited" IRA via a "trustee to trustee" transfer,...