I was in a car accident where fault has clearly been established to the other party do to a rear-en collision while I was parked

Options are to take the policy limit; not take the policy and sue the person hoping you can ultimately find assets greater than the 20k ins to...

Another driver backed up into my car on a parking lot while I was inside

Unless you really have some damage, not worth pursuing. In my opinion.

Some guy hit my husband,car totaled ,no injuries(scraps and bumps).

If he has pain from bumps and scrapes, yes.

Hire a lawyer if you haven't already. If you have one, talk to the lawyer about these questions. 125k may be "light" for a death. The...

CAN I REOPEN SMALL CLAIM TO RECONSIDER FINAL JUDGMENT?

Probably nothing. Check with your state small claims court rules to see if pltf (you) can appeal. In some states only the deft can appeal.

Each state has its own rules about who is eligible to file for wrongful death. You need to meet with a local atty to see what GA law is on that....

Can the insurance company ask and use statements about me made by my husband? they never talked to me personally just him.

What he said isn't a statement by you. However he is a witness and statements from witnesses may be admissible and thus could affect your claim....

Can I have chance to fight my claim?

Do you have the witness' contact info? Do you know if the witness has a problem in talking to them and confirming what he put in the statement and...

If some one had an car accedent and his lawyer made the claim for him but the insurance Denies your case

Unlikely they will bother if your lawyer has w/drawn the claim. Can they still do it? Yes. Don't get why you are worried. If you were making a...

Insurance rate

Accident wasn't your fault so shouldn't increase your rates.