I need to respond to a Civil summons by Monday 8/20/12. Its for an outstanding credit card debt.

You do not state the name of the company that is suing you, but if it is a debt buyer, you should immediately seek the assistance of an experienced...

Nothing that you do or say will stop Nelson & Kennard from filing a lawsuit against you. They are simply using your fear of a lawsuit to get...

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It largely depends where you file the case. The District Courts in California are currently split, with the weight of authority holding that law...

Summons recieved, ready to file Answer, but now they want to settle. What should I do?

The reason that CIR Law Offices wants to settle with you is that they likely know that they cannot not prove that you owe the debt. Moreover, CIR...

MY FATHER AND I HAVE BEEN SERVED 3 SEPARATE SUITS FOR MY STUDENT LOAN DEBT I NEED HELP RESPONDING

Contrary to popular belief, private student loans are subject to the same defenses as any other debt. You should seek the assistance of an...

I'M BEING SUED BY A PROFESSIONAL COLLECTION CONSULTANTS ON A UNPAID CREDIT CARD WHAT CAN I DO TO AVOID GOING TO COURT????

Professional Collection Consultants are known to file lawsuits on debts that are barred by the statute of limitations. Because it is not always...

Can a disputed dental bill case closed in July 2008 be rebilled in 2012 and sent to a collection agency?

Simply mail a letter via Certified Mail Return Receipt Requested to the debt collector that says "I dispute this debt and I refuse to pay it." ...

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Can a credit card collection agency freeze or garnish my checking account if my only deposit is old age social security benifit

Social Security benefits are exempt from garnishment in all states under federal law. As of May 1, 2011, banks and other financial institutions no...

Can a creditor garnish my old age retirement benifits for non payment of credit card dept

Social Security benefits are exempt from garnishment in all states under federal law. As of May 1, 2011, banks and other financial institutions no...

How do I collect costs?

You need to lodge a proposed Judgment of Dismissal with the Court. The Memorandum of Costs needs to be reduced to a Judgment before it is...