I believe that the statute of limitations for unpaid HOA dues would be 4 years from the date of the last missed payment.

Should I expect multiple rounds of counteroffer letters when negotiating a credit card settlement.

PRA is a debt scavenger that purchased your account for a few pennies on the dollar. PRA is not collecting for Household Bank. Any money that PRA...

An experienced collection defense attorney can help you file a motion to set aside the default judgment and then file an Answer. Once the default...

It is very likely that CashCall sold your loan to a debt buyer, which may make the debt noncollectable in certain circumstances. Once you obtain a...

In Sacramento, CA and getting sued by a debt collector, but papers not served...

Process servers are notorious liars. Keep an eye on the court's online docket for a "Proof of Service of Summons." If you see that, you need an...

I have to file an answer to the complaint for credit card Debt, not sure what the course of action is.

You need to consult with an experienced collection defense attorney ASAP.

I am being sued by a debt buyer,

You need to consult with an experienced collection defense attorney ASAP.

Can someone explain this to me? regarding Statue of Limitation

Section 8109 does not apply to a credit card debt. A car loan would be different.

Do I need a lawyer if I received a summons?

Yes you need a lawyer. There are lawyers in San Jose who defend debt buyer lawsuits at very affordable rates. You will lose and your paycheck...

I went to SF court, to appeal my case. I was told I can't , I need a lawyer. How do you find a pro bono lawyer for debt ?

If the debt is not yours, there are attorneys in your area that will take your case on a contingency basis. Moreover, if you were never served...