Archived
I can not afford to pay my bills (home loan, credit card). Can I file for bankruptcy. And if I can, do I still keep my home
Charles's answer
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Answered on December 07, 2010
You can file for bankruptcy if you have not filed in the last 8 years. However, if you file a Chapter 7 bankruptcy, they will liquidate all of...
Archived
Closure of bank accounts due to bounced escrow overage check that was wrongly issued by Bank of America? Reported to chex system
Charles's answer
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Answered on December 07, 2010
You can sue B of A for all of these things but you have to keep in mind the time effort, legal costs and what you are going to recover. If you are...
Archived
What is an extension from the collection law firm?
Charles's answer
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Answered on December 07, 2010
You can petition the court to give you more time to answer the complaint that the collection law firm suing you filed, but you have to file a valid...
Archived
Approx. 10 years ago, my dad and a notary public, notarized a home loan, for the amount of $180,000 that my dad owned with mom.
Charles's answer
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Answered on December 07, 2010
Take a look at the county recorder's office to see if the loan was secured against the house. If it was secured, then the lender has an action...
Can I serve divorce papers in an envelope?
Charles's answer
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Answered on December 07, 2010
He does not need to see the actual papers - the envelope is fine. Usually it will state that the defendant has to be served by personal service,...
Archived
Staying in US legally on F1 status after taking leave of absence from the university
Charles's answer
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Answered on December 07, 2010
F-1 visas normally have a period called "OPT" after you end school which allows you to stay in the country legally for 1 year, so this will allow...
Archived
Past few months business bank acct has been at $0.00. Partner says there's no money coming in. I believe he is stealing. Help!
Charles's answer
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Answered on December 07, 2010
Legally speaking you have certain rights to inspect corporate books and records as a shareholder/partner of the corporate entity. However, the...
Archived
Tax
Charles's answer
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Answered on October 21, 2010
Currency is normally a capital asset so if you held is more than 1 year, it would be capital gains. If you sell it, declare it as long term or...
Archived
Im a greencard holder merried 10 yrs,what is the issue if my husband not pay my taxes as a joint 2yrs now?
Charles's answer
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Answered on October 21, 2010
You won't be arrested for not paying taxes. See my prior post about how to resolve the issue. As a greencard holder, they likely will not revoke...
Archived
How much couse if you find out that your husband not pay taxes together only him.do i get trouble?
Charles's answer
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Answered on October 21, 2010
File an amended 1040X return showing the tax you owe and pay it right away. If they come after you, you can file an innocent spouse relief claim...
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