Archived
What are the legal ramifications if I do not pay a Medical Credit Card. Can they file a lien or judgment?
Malcolm's answer
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Answered on April 30, 2010
This sounds like any other unsecured debt (not secured by your car or home, for example). If you lose the appeal, they could get a money judgment...
Archived
I am out of unemployment. what can the credit card companies do to me
Malcolm's answer
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Answered on April 30, 2010
You didn't say so directly, but I assume you have no income and very few assets. If so, you may be what is popularly called "judgment proof"...
Archived
Do I have to file bankruptcy if the only debt I have is the mortage?
Malcolm's answer
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Answered on April 30, 2010
You didn't say if you wanted to stop the foreclosure. If so, the "automatic stay" that goes into effect at the time of filing bankruptcy would stop...
Archived
Can one file a BK without there spouse
Malcolm's answer
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Answered on April 30, 2010
Yes, you can file bankruptcy separately from your spouse. But to know what the effect of that would be, you need to consult with a qualified...
Archived
Can I file for bankruptcy and leave my husband out of any proceedings? We do not own any property, etc together. Will this hurt
Malcolm's answer
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Answered on April 30, 2010
You can certainly file bankruptcy separately, without your husband joining. There's also the question of whether you have any joint debts, but I...
Archived
Can i include my elderly parents to increase my household size for chapter 7 bankruptcy means test?
Malcolm's answer
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Answered on April 30, 2010
Do your parents live in the house with you? Assuming they do, there is not uniformity in what constitutes "household size" for the Means Test. The...
Archived
Do I need an bankruptcy or real estate attorney for help?
Malcolm's answer
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Answered on April 27, 2010
Regarding how much time you would have in the house if you don't contest the motion, there are too many unknowns (really, it depends on the bank...
Archived
How can we stop creditors from taking funds from our bank accounts
Malcolm's answer
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Answered on April 26, 2010
I'll give the same answer as for your same prior question.
If a creditor has a court judgment against you and is about to sieze money from your...
Archived
How can you stop creditors seizing monies from a bank account or credit union
Malcolm's answer
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Answered on April 26, 2010
If a creditor has a court judgment against you and is about to sieze money from your accounts based on that judgment, filing bankruptcy would stop...
Archived
Can I file Chapt 7 without a lawyer?
Malcolm's answer
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Answered on April 26, 2010
You are allowed to file bankruptcy yourself. There is help for that on most bankruptcy court websites. In addition Nolo Press (nolo.com) has...
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