Archived
If I filed bankruptcy in Fla, can I have the hearing in Tennesee due to circumstances that I cannot make the nearing in Fla?
Malcolm's answer
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Answered on November 19, 2010
You may be able to appear at your hearing by telephone. Local practices vary. I strongly urge you to consult with a qualified bankruptcy attorney...
Archived
After bankruptcy
Malcolm's answer
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Answered on November 19, 2010
There's no fixed answer for that, as well as everyone's idea of what it means to "re-establish credit" will be different. What's true is that you...
What happens if I have too high of expenses on my Schedule J and it causes a negative DMI?
Malcolm's answer
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Answered on November 19, 2010
Your most important statement is "I had no clue about any of this stuff before I filed". How do you expect to get a result you want if you have no...
Archived
Chapter 13 ??
Malcolm's answer
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Answered on November 10, 2010
The exact answer to your first question is that the court filing fee is $274. The better answer is that a Chapter 13 bankruptcy is not simple at...
Archived
Is bankruptcy best solution for me?
Malcolm's answer
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Answered on October 22, 2010
You can't know if bankruptcy is the best solution for you until you discuss your entire financial situation with an experienced bankruptcy attorney...
Archived
I had a car repo'ed about a year ago. my credit report shows that it was a write off. Can they come back and sue me after a year
Malcolm's answer
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Answered on October 21, 2010
The general answer is that the "write off" by the bank is an accounting procedure and has no effect on your responsibility for the debt. I...
Archived
If u are in a chapter 13 can u file a chapter 7 to get out of it
Malcolm's answer
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Answered on October 17, 2010
A Chapter 13 bankruptcy case can be converted to a Chapter 7 if you qualify for the Chapter 7. You'd need to consult with your bankruptcy attorney...
Archived
I have funds I can withdraw from my 401k to suppliment our income. Not to pay off debt. not sure if we will need to file yet.
Malcolm's answer
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Answered on October 14, 2010
If bankruptcy would be a good thing for your situation, don't wait too long and therefore go through your 401K and other assets that you would be...
Archived
I have a private student loan that was discharged in chapter 7 bankrupcty in 05/2009, but still getting billed and made payments
Malcolm's answer
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Answered on October 13, 2010
Student loans, including private ones, although listed as debts in bankruptcy schedules, are not dischargeable in bankruptcy unless you prove...
Archived
I lost my job recently, can I still file for bankruptcy?
Malcolm's answer
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Answered on October 13, 2010
Why are you very hesitant to apply for unemployment benefits? Your situation, losing a job, is what it's for. About bankruptcy, I agree with the...
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