I didn’t reaffirm my house when I filed bankruptcy 8 years ago so can the bank forclose on it as long as I’m making payments
Malcolm's answer
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Answered on July 24, 2018
Your bankruptcy attorney was correct. There is almost never a good reason to reaffirm a mortgage loan. And no, the bank can't foreclose as long as...
Archived
Will an emergency bankruptcy stop a creditor from seizing my security deposit with my landlord He is threatening to seize his b
Malcolm's answer
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Answered on July 03, 2018
I'm not clear how your creditor can "go after" your landlord's bank accounts.
Archived
Anxiety over credit card application
Malcolm's answer
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Answered on July 02, 2018
How long ago did you submit those applications? If several years ago, I doubt that the credit card companies would even check them, although of...
Archived
What I should do I have been sued by debt collector?
Malcolm's answer
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Answered on June 24, 2018
Get a consultation with an experienced bankruptcy attorney in your area to see if bankruptcy would be a good thing for you.
How many Proofs of Claim should I file in the bankruptcy case?
Malcolm's answer
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Answered on June 22, 2018
As the prior answer said, treat each account separately and file a completely separate and fully-documented Proof of Claim for each.
Archived
Can balances on accounts in which I am not listed as the primary account holder be included should I decide to file Chap 13?
Malcolm's answer
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Answered on May 16, 2018
I assume you're talking about credit accounts. What's important is whether you are liable for paying that account (regardless of whether someone...
Archived
Creditor contacted me after filing Chapter 13. I caved to pressure & re-signed loan post-petition. Is agreement valid?
Malcolm's answer
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Answered on May 13, 2018
I second the prior answer to contact your bankruptcy attorney about this, and if you don't have one then get one ASAP. Chapter 13 is not simple.
Archived
What effects would an unfiled CA state tax return have when I file for a Chapter 7 bankruptcy and what should be done about it?
Malcolm's answer
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Answered on May 02, 2018
I wouldn't worry about those 2011 (unfiled) FTB taxes. As you know, they won't be discharged in your Chapter 7 so go ahead with that 7, assuming...
I'm a judgement debtor. At debtor examination do i have to disclose money transfers more than 60 days in the past?
Malcolm's answer
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Answered on April 23, 2018
Do yourself a big favor and get a consultation (many are free) ASAP with an experienced bankruptcy attorney in your area.
Archived
How do trustees view moving to lower cost rental during bankruptcy? This will help in paying costs for lawyers, etc.
Malcolm's answer
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Answered on April 15, 2018
I need to give you an answer similar to what I gave you for your very similar question. What you're asking for is a complete review of your...
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