Archived
Can I break my lease after my bankruptcy is complete? I didnt incl in the bankr. due to me wanting to stay here.
Malcolm's answer
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Answered on February 05, 2011
You signed under penalty of perjury that your bankruptcy filing papers included all your assets and all your debts, including lease obligations...
Archived
Can I spend non-exempt cash prior to filing Chapter 7 in Calif?
Malcolm's answer
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Answered on February 04, 2011
Spending your money on necessities, including "needed home improvements, dental work, and replacing my old computer which is on its last leg"...
Archived
I filed for bankruptcy a couple weeks ago. It now appears I will lose my job and get a severance check. This wasn't listed in my
Malcolm's answer
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Answered on February 03, 2011
My opinion is that because (1) the severance pay was based on your getting fired post-filing, (2) you had no right to that money before your filing...
Archived
What is the best way to do?
Malcolm's answer
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Answered on February 02, 2011
Since your HELOC second mortgage was not incurred to pay the original purchase price of your house, you'll remain personally liable for any...
Archived
Shall I file bankruptcy to wipe out second mortgage?
Malcolm's answer
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Answered on February 02, 2011
The prior very good answer is correct. I'll add that yes, a Chapter 7 bankruptcy could eliminate the debt from that second mortgage. But bankruptcy...
Archived
When filing a Chp 7 do you have to list creditors you do not want to discharge?
Malcolm's answer
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Answered on February 02, 2011
The previous answer is absolutely correct. This is a question I get asked often, and I add the fact that after your bankruptcy you're free to pay...
Archived
Hi I'm filing chapter 7. How do I exempt my truck which I use for work. I pay the last payment to bank this month.value 13k
Malcolm's answer
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Answered on February 02, 2011
You can use any remaining California wildcard exemption for the additional exemption needed for your vehicle (amount of equity over $3525; it's...
Archived
I am still confused. Have no extra cash for atty. did have a lawyer for my bankruptcy. I am not trying to save my house now,
Malcolm's answer
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Answered on February 01, 2011
I'm not clear what you are asking. You say you "did have a lawyer for my bankruptcy" and "Have no extra cash for atty". Did you file bankruptcy...
Can I file chapter 7 bankruptcy?. I own two rental property with no equity? Can I keep my primary resident?
Malcolm's answer
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Answered on January 31, 2011
There is no way to answer your questions without far more information that you could provide here. You need to consult with a qualified bankruptcy...
Archived
I filed for chapter 7 bankruptcy in Sept 2010 and I have not been discharged as of Jan 2011. can the trustee take my tax refund?
Malcolm's answer
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Answered on January 30, 2011
First, there's the issue of the trustee's right to your refund, which is the right to the part of that refund that you earned prior to filing...
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