Archived
My lawyer filed for bankruptcy 7 minutes before foreclosure sale of my home. but the bank still went on with auction
Malcolm's answer
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Answered on March 16, 2011
I agree with your lawyer that the automatic stay was in place at the time of that foreclosure sale and therefore it is void. Discuss the...
Archived
Can I file for bankruptcy and file for my wifes debt on the same document?
Malcolm's answer
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Answered on March 12, 2011
The prior answer is correct. Most married couples file joint bankruptcy because they are usually both responsible for many of their debts, for...
Archived
I filed Chapter 7 seven years ago, some debts were challenged, so it wasn't just a simple case now I owe the attorney $8500.00
Malcolm's answer
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Answered on March 07, 2011
Although you didn't actually say so, it sounds like some of your creditors filed what are called adversary proceedings within your bankruptcy case...
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If you do nat have any asset and file a chepter 7
Malcolm's answer
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Answered on March 07, 2011
You may not have assets, but you do have a source of income which might (or might not) be available to creditors after a lawsuit against you. I...
Archived
Credit Card company has sent me a "Notice to consumer or employee and objection" after winning judgment - any defense?
Malcolm's answer
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Answered on March 07, 2011
Filing bankruptcy would stop a lien on your property or wage garnishment. You'd need to review your entire financial situation with a qualified...
Archived
I am filing chapter 7 bankruptcy, I have a whole life insurance policy worth 8,000.00 Can they take that?
Malcolm's answer
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Answered on March 06, 2011
If $8,000 is the amount that you can get from that policy, that amount is an asset of yours whether you leave it in the policy or cash it in. In...
Archived
If I have a huge amount of outstanding debt (about $350,000) and I fail to pay anything back, can I be charged with grand theft?
Malcolm's answer
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Answered on March 05, 2011
Not paying back legitimately-acquired debt isn't a crime, so you should have no worries about grand theft.
Archived
Lawyer based debt relief negotiation company termination...
Malcolm's answer
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Answered on March 04, 2011
Just because they sent you a letter saying that you can't do something doesn't give it any legal validity. I would say it adds to the grievance you...
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My lawyer did not show up for my meeting with creditors
Malcolm's answer
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Answered on March 04, 2011
You really have two issues here, the non-appearance of your attorney at the creditors meeting and your wish to stay in your house when behind on...
Archived
Community state and bankruptcy
Malcolm's answer
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Answered on March 02, 2011
Is your home a community asset? Was it purchased with community money? Community assets in California are available to creditors and must be listed...
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