Unemployed to underemployed for the past 4 years with over $200,000 student loans. Can I discharge them via bankruptcy?

All the answers you received are excellent, and the one from Lisa Jane Espada is the most complete. I'll just add that it would be worthwhile to...

How do I determine which BK exception is best section 1 or section 2. I want to keep my home , mortgage is current no equity

If you are correct that you have no equity in your home, then you would use California's 703 set of exemptions (I don't use "1" and "2" because...

Should we file for bankruptcy?We are senior citizens,

You probably are what is often called "judgment proof", but more accurately it is collection proof. A creditor could get a judgment against you but...

Filed for bankruptcy about a month later. The lender wants her to sign a recourse agreement. Should she sign?

I assume that "recourse agreement" means a reaffirmation agreement, an agreement that would make your sister liable for the full amount of the...

Selected as the best answer

Hidden assets found after bankruptcy ch7 and during final stages of divorce

Take care of your interests by contacting your own family law attorney, the one you used for your divorce. Your family law attorney may want to...

How do I fill out and submit my reply in a pleading paper format?

I can't tell from what you wrote what that hearing is for. You say there's a judgment creditor involved, so that means the creditor got a court...

My family has an Limited Liability Company, we own and manage our real estate. The managing manager is filing bankruptcy, Chap 7

You've received two excellent answers. I'll add that yes, she would have to list her 10% interest on her filing papers. Is her interest in the LLC...

Fraud adversary proceeding in a chpt 7

There's no way to know ahead of time that an adversary proceeding will be "fairly simple ". It's essentially a lawsuit under the umbrella of your...

A 2 person, husband and wife partnership dissolved 3 years ago. There was substantial credit card debt personally liable to the

Was the "debt cancellation" a discharge of debts in a bankruptcy? If so, was their bankruptcy filed (and the discharge received) in both of their...

How can I settle my student loan?

Try Joshua Cohen at [email protected] .