Should I declare for bankruptcy? What else can I do?

For starters, know that you wouldn't be able to get rid of your school loans in bankruptcy. Do you have enough other debt to make it worth filing...

How do I go into bankruptcy? Do I qualify for it?

After all those earlier replies, I'll say that should quickly get a consultation with an experienced bankruptcy attorney to see if bankruptcy would...

Do you have to put redacted account numbers as a part of your addresses? Or will the court give them enough info, (e.g., ss#)?

You've received three very good answers. I'll emphasize that you don't put account numbers in the address; no reason to and it would spoil a proper...

Can you pick and choose what exemptions to use between one of the California systems and the non-bankruptcy federal exemptions?

California has two sets of exemptions, best described as the 703 and 704 sets based on the code section in which they appear. California residents...

Can you modify loans with some creditors prior to filing and/or during bankruptcy? I know you can modify your mortgage, but....

I would recommend going ahead and doing what you can to reduce your student loan debt before filing bankruptcy. I don't see how that would be a...

If you filed bankruptcy in the past and received a discharge, can you file bankruptcy again using an emergency filing? skeleton?

You don't have it correct about successive Chapter 13 flings. - If you received a discharge of debts under a Chapter 13, you cannot receive a...

Pl. advice what forms to use to file chapter 13 and chapter 7 seperately? and where do i get the forms? Thank you.

I have to tell you that from reading your questions, you absolutely need to retain an experienced bankruptcy attorney to have a chance of this...

I want to file bankrupt.

Being sued is one of the things that get people to notice that filing bankruptcy might be a very good thing for them, and quickly. I urge you to...

What happens to your student loan debt in chapter 13 bankruptcy? I know it doesn't get discharged, so will the lender file a

You've received three very good answers. My experience in the Bay Area is that student loans are paid the same % as other unsecured debts in a 13,...

Lots of factors go into such a decision, especially including how much equity you have in your house. Do yourself a big favor and consult with an...