Archived
I was discharged in a Chapter 7 bankruptcy in 2004. I purchased a home in 2007 and would like to apply under the HAMP program.
Hermin's answer
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Answered on November 23, 2012
Read the question carefully, if it is asking have you ever filed a BK then your answer is YES. If it ask for a time frame then you would check if...
Archived
My injury was 2003 when i hired my workers comp attorney. ive been told of of the hardship of changing so late is this true?
Hermin's answer
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Answered on November 23, 2012
Workers Compensation cases are difficult because the client has limited control. I would like to say, sit down with your current attorney and get...
Do items get returned to a lendor if you file for bankrupsy>??
Hermin's answer
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Answered on November 23, 2012
If you bought an item at Best Buy or Kay Jewelers on their store card you may find them asking you to return the item or pay for it. I have seen...
Archived
Going after relative for rent money paid for the year????
Hermin's answer
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Answered on November 22, 2012
At this stage it is going to be hard for you to get the matter dismiss. There are two separate lawsuits going on in your bankruptcy. Most...
Archived
I have no Worker's Comp because no employee. I am hiring a full-time non-paid student intern. Do I need Worker's Comp?
Hermin's answer
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Answered on November 21, 2012
It is easy to see WC insurance as something not absolutely necessary. However, accidents are called accidents for a reason and the moment your...
Archived
I did a short sale in Florida 2009 and now the bank (Guaranty Bank) hired an attorney in GA to collect the deficiency balance.
Hermin's answer
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Answered on November 20, 2012
You may be able to negotiate a deal whit the creditor but I am confident that the fee for a bankruptcy is going to be a whole lot less than you...
Archived
In Ch 13, how do I indicate that the debtor owes priroity claim for child support in addition to property settlement amount ?
Hermin's answer
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Answered on November 20, 2012
If you wish to be successful at this I suggest that you consider enlisting the help of a bankruptcy attorney to do this for you. The practice of...
Archived
Bankruptcy..
Hermin's answer
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Answered on November 20, 2012
That depends on what chapter of bankruptcy you filed and what you are trying to achieve. If you have filed a chapter 7 and need an attorney to get...
Archived
Ch 13. I made a mistake when filing proof of claim? Do I just complete another one?
Hermin's answer
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Answered on November 20, 2012
Just file an amended Proof of Claim
Archived
How can I obtain a bankruptcy court order? What do I need to file for it. Is it automatic upon discharge of the case?
Hermin's answer
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Answered on November 19, 2012
If the money was withheld prior to your filing, did you exempt it? If not exempted it belongs to your creditors. If you exempted the amount, it...
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