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I have filed for bankruptcy and I have a court date on October 10 2014 for a garnishment. on my job I went to my lawyer office
Hermin's answer
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Answered on September 04, 2014
You question is somewhat confusing but I will take a stab at it. From what I understand your wages are being garnished and you would like to get...
Archived
Post Ch13 Assistance
Hermin's answer
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Answered on July 20, 2014
To add to Mr. Press' response, in the future pay your mortgage by check. Keep your cancelled checks in a safe place so you have proof of payments....
Archived
What type of bankruptcy is the best
Hermin's answer
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Answered on July 10, 2014
There are lots of information that goes in to making the decision as to what Chapter you will need to file. For example your attorney will need to...
Can the BK Trustee prevent me from voluntarily dismissing my chapter 7 case shortly after the 341 meeting but before a discharge
Hermin's answer
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Answered on June 19, 2014
It is important that you consult with a bankruptcy attorney in your area. You may be able to convert your case to a chapter 13 and save your assets.
In California chapter 7. Does the debtor have the right to switch from 703 to 704 exemptions if home turns out to be worth more
Hermin's answer
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Answered on June 12, 2014
You may amend Schedule A, B & C to utilize the 704 exemptions. But as has been said, the Trustee may object, so be prepared to explain to the...
Archived
I have loan modification arm . My attorney wants me to sign a reaffirmation agreement. Is this a good idea?
Hermin's answer
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Answered on April 27, 2014
Your instincts are very good. Although we do not know the full facts of your case it is very rarely recommended that one reaffirm a mortgage. This...
Is it possible to get a hardship discharge in Chapter 13?
Hermin's answer
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Answered on April 02, 2014
it is vitally important that you speak with your attorney regarding your situation. It is obvious that with your present income you cannot maintain...
Archived
Need to file personal bankruptcy due to business debt of $150,000. Was a guarantor. Personal debt is $18,000 may I exclude it?
Hermin's answer
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Answered on February 14, 2014
The first rule in bankruptcy is that you must disclose all your asset and all your creditors. Failing to follow this simple idea will cause you a...
Archived
I am filling bankruptcy but my husband is not. However, he is self-employed but has not yet made a profit.
Hermin's answer
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Answered on February 12, 2014
In order to file a chapter 13 you must be able to show a regular income as you will be making monthly payments for a minimum of 36 months. Your...
Archived
Ch 7 or Ch 13? Don't want to keep house, make 100k
Hermin's answer
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Answered on February 10, 2014
If you are behind on your house payment then you will have to file a Chapter 13 in order to save your house. You will catch up on the back...
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