Archived
How do I amend a schedule in chapter 7 to include a recent $2000 sanction order in a state court case?
Hermin's answer
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Answered on December 08, 2012
In a Chapter 7 Bankruptcy case the day of filing is the day that controls. Any debt incurred thereafter will not be discharged in your bankruptcy....
Archived
One of my creditors listed is not receiving mail at that address...what is required to ensure they were legally noticed?
Hermin's answer
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Answered on December 05, 2012
If you do not have their address, look on line you may be able to find it. Then send a copy of your hearing (341) notice to the new address. It is...
Archived
I'm filing chapter 7 pro se. I'm a licensed contractor in Ca. Do I list my license bond on schedule b? If so what is the value?
Hermin's answer
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Answered on November 29, 2012
If you have been running your business without the help of an attorney who is conversant with the workings of a small business now is the time to...
Archived
Chapter 7
Hermin's answer
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Answered on November 29, 2012
I am not sure if you are asking how to afford to pay your attorneys fees or you are saying we should not be charging to file your bankruptcy. In...
Archived
In California filed individual personal Bankruptcy - can creditors 7 years later ask you to pay them back?
Hermin's answer
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Answered on November 28, 2012
If the debt was included in the bankruptcy. Then they are violating the law. There is a law against that. Please see a bankruptcy attorney who...
Archived
What happens to my nonexempt assets if I file Ch 7 BK and then short sale or foreclose on my property?
Hermin's answer
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Answered on November 28, 2012
Taking your information at face value I would say let the house go into foreclosure and pay your credit card off. CA in a non-recourse...
Archived
Filing for bankruptcy
Hermin's answer
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Answered on November 28, 2012
It appears from what you say that you could file a chapter 7. This will illuminate all your debt except your student loan and child support. ...
Archived
I am a Children's Pastor at a church. If I file for chapter 7 protection, will the church I work for have to know about it?
Hermin's answer
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Answered on November 28, 2012
The employer only gets notice if you owe them money or you deliberately add them to the mailing list. You should be safe.
Archived
Do I need a real estate attorney or a personal injury attorney?
Hermin's answer
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Answered on November 28, 2012
The fastest way to end this situation is to sign the Deed in Lieu of foreclosure, if they are willing to do that. This gets the house out of your...
Archived
I live in Illinois and have property in canada. I own it with my 2 brothers, sister, and dad.
Hermin's answer
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Answered on November 28, 2012
If it is your intention to file for bankruptcy it would be advisable to consult with an attorney now so you can plan how to structure your finances...
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