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I have been in chapter 13 since 2010 when I was working full time and earning $60,000 yr. My lawyer closed and reopened my case in 2012 in attempt to get my mortgage modification approved in a more favorable jurisdiction. This did not work however, I am still in chapter 13 as of the new case date 2012. I became disabled in 2011 and have not worked since that time but was in chapter 13. My income has now been reduced to my social security payments of $1900/month. My payments to the Trustee are $1055/month. I have no other income. I do have some company stock $10,000 and $2500 savings. I am single. My loan modification just now went through. I asked about chapter 7 but was informed I would have to lose the stock and savings. I have 20 more months in chapter 13.
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