Our Credit Card debts have gone to Collection Agencies. How long will they take before they start the judgement process ?

First of all your social security income is exempt from garnishment, so you do not have to worry. The truth is that the creditors do not know your...

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Should I pay the balance or let it the account be removed from credit report, for estimated removal in the next 3 months?

Depending on the length of the Statute of Limitations in your State, the debts should drop as of one day after the last day of expiration of the...

Is a judgment valid if the defendant died one day prior to the judgment being entered?

It is difficult to set a judgment aside especially one that has been reduced to a judgment. However, if the circumstances call for it, the widow...

My ex-wife is filing Chapter 7. We have been divorced 3 years. How will her bankruptcy affect me?

As a general rule, Student loans are not dischargeable at bankruptcy, except for exceptional circumstances. So although she may get a discharge in...

Can a debt collector put my account as a refusal, even though I paid my debt?

Follow both attorneys advise. Dispute the debt. Ask for a bill of particulars and do not forget to send them a letter with return receipt...

In CA creditors want to collect and I have a pending settlement. Is it possible for me to purchase a home in TX?

A future pending settlement is just that an interest on a future settlement. Until you have it in your hands, it is not yours. You may have a...

Chapter 7 or 13?: 2 Rental properties, 1 primary residence, current on all the mortgages

If you file Chapter 13 you may be able to strip the second mortgage on the property that is underwater. You can keep your residence and you may be...

Wife pursuing divorce & I think she will bias kids against me by taking them to counseling w/o me involved. Can she do this?

If she is taking the children to counseling without your consent and keeping all information from you, I am wondering if you are still living with...

I am a newly divorced mother of 2. My 2 year old daughter's father has visitation right that are 38% time allocated.

In addition to the outstanding answers provided by my colleagues, I wonder if you could talk to your husband and explain the situation and ask him...

(1) Mr/Mrs E don't live together. Mrs E lives in CA condo. Only Mr E's on title. Can Mr E successfully evict Mrs E w/ UD?

If Mr. and Mrs E are still married, Mr. E cannot evict his wife without a family Court Order. If Mr. E has more resources than Mrs. E he may have...