What is a secured party creditor

A secured party creditor is a creditor that has a collateral for its debt. For example, you purchase a car on credit. The bank does the...

Have you been making your payments on a timely basis? If yes, has anyone from the bank ashed you to reaffirm your loan? If not, just make the...

Chapter 7 bankruptcy. Can a credit union legally cross colateralize my discharged crdt card with my auto loan after BK?

Once you have gone through a Chapter 7 bankruptcy and the Trustee has discharged all your debts. The credit card debts are gone. I doubt that the...

What if you get a civil fine from the CA gov and you cannot pay?

A governmental agency has many ways to get your money. For instance, they can place a lien on your property if you have one. They can put a lien...

I am disabled on SS can i go to jail or be foprced to go hungry to pay a bill ive owed for years. my husband died and i cant do

Sorry to hear you are in such despair. To answer your question, No, M'am, you will not go to jail. But yes, you can be forced to go to court. ...

I'm going to try this again !?!? After doing my own research on-line I found that I and my loans quality for CONSOLIDATION.

Are you considering consolidation because you do not want to do a Bankruptcy Chapter 13? If you cannot pay your credit card bills and you are not...

Do I need an attorney?

Are you thinking to hire a lawyer for your bankruptcy or because you feel that you have in someway been harmed by the statements made by the dental...

Should I contact the company that levied my bank account after the judge ruled in my favor but I know I still owe them $11000?

No. Go to a local bankruptcy attorney and explain your situation. From the facts you have stated, you would be better of filing bankruptcy. Best...

Chapter 7 ; What is the length of time I would be liable for having transferred land to a friend.

If you are going to file Chapter 7, you must disclose this transfer in your Statement of Affairs. Generally any real estate transfer done within...

Relief from automatic stay (commercial propery)

I agree with both counsels. From the time you meet with your attorney to discuss the motion, the filing and fighting the potential opposition, you...