We filed chapter 13 6yrs ago and we where discharged 1yr 3mnths ago

The propriety of fees that are tacked on at the end or during the bankruptcy to "monitor" or "review" or similar things is questionable. For a...

I obtained a judgment against an individual who then proceeded through Ch 7. I was not named as a creditor. What can be done?

Double check to be sure you were not listed. Schedules D, E and F in the bankruptcy papers can include creditor names and information. A judgment...

Second mortgage stripping without bankruptcy?

There is no way to get a mortgage lender to just forget the loan without bankruptcy. That's too good to be true. The trouble you are having with...

Chapter 13 Plan has been amended; am I getting paid or not??

Claims objections refer to the amount of the claim to be dealt with in a chapter 13. Some claims are paid in full (child support, most taxes) but...

Can past judgments be discharged after Chapter 7 bankruptcy is granted?

Chapter 7 will discharge the judgment but if the judgment was recorded as a lien against your home then there is more to discuss. A judgment...

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New Jersey. How long is my tenant covered under her Chapter 11 Bankruptcy?

In order to take action against her you need to get a court order from bankruptcy. The order is called relief from stay and is something you'll...

If I sign modification and declare BK 30-60 days later, can I still renegotiate the Arrearages?

The $55,000 arrears could be paid over 60 months as part of chapter 13. I do not like the idea of trying to negotiate while in chapter 13 but some...

I filed for ch 7 bankruptcy 2 years ago will I be able to start a sole proprietorship business in Ca?

I agree with my colleagues, you are legally entitled to operate a sole proprietorship. Consider a business that does not require a large initial...

Bankruptcy concerns

You asked how to know if the property went to sheriff's sale? The fact you received a tax bill is a strong indicator the county thinks you own the...

Can I discharge past HOA dues + interest etc. by filing bankruptcy chapter 13? 11? 7?

You have not mentioned other debts. If you own real estate free and clear (no loan) unless you have other serious financial problems bankruptcy...