I filed a reaffirmation agreement for my mortgage, but now think I should not have done so. How do I rescind it?

You have 60 days to rescind a reaffirmation. You need to give the creditor written notice. If you have a lawyer the notice will be easy. If it...

Loaned money, secured it with their business and home. Heard they're going thru chap 7, can I get a lien on the business/home?

A loan and a security interest are two different things. The security interest (often called a lien) needs to be validly perfected which usually...

You are concerned your second mortgage has been stripped (removed) through chapter 13 but now the lender has transferred the claim to another...

Bankruptcy filing a claim

I agree with the prior answers but want to add that failure to file a claim will not wipe out non-dischargeable debts. So if a child support...

A friend filed chapter 7 - can the storage facility auction their unit for non-payment?

Bankruptcy covers debts in existence on the date of filing. If the unpaid bill arose after bankruptcy then it will be a matter of Colorado law,...

Secured property still in my possession after a bankruptcy

Sounds like you filed chapter 7? If so and the discharge has been entered then they are entitled to take the car. Maybe they are not really...

Can I collect past due rent from my tenants if one of them (unmarried couple) files chapter 7?

The tenant is only protected once he/she actually files bankruptcy. Hiring a lawyer is not the same as actually filing. Telling you he/she is...

Can Chapter 13 Bankruptcy wipe out a deficiency judgement in California?

In my 18 years of doing foreclosure/bankruptcy work in California, I have never seen a judicial foreclosure on residential property. They are...

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Settling a second and 90 day rule - CH 13 and 11

Best bet, either settle it and wait 90 days or consider doing a lien strip in either chapter 11 or 13. Also, the preference issue(s) are...

We filed chapter 13 6yrs ago and we where discharged 1yr 3mnths ago

The propriety of fees that are tacked on at the end or during the bankruptcy to "monitor" or "review" or similar things is questionable. For a...