Archived
Once a discharge has been obtained can a chapeter 7 bankruptcy be amended if a creditor was not added to the BK?
Michael's answer
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Answered on May 07, 2012
Most chapter 7 cases are "no asset" cases meaning the court does not take assets and sell them to pay creditors. Said another way, all assets of...
Archived
Bankruptcy Adversary Trial
Michael's answer
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Answered on May 07, 2012
A dismissal with prejudice means this lawsuit is finished in this court. That means the party that filed the papers can't reword it and try again....
Archived
Filing chap 7 and owe income taxes qualified as dischargeable. Should these still be listed on sch. E and special docs needed?
Michael's answer
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Answered on May 07, 2012
Many people assume income taxes are never dischargeable in bankruptcy which is incorrect. Income taxes can be discharged in bankruptcy if several...
Archived
How do I exempt all of the money in my account?
Michael's answer
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Answered on April 25, 2012
Exemptions are assets the law allows you to keep when you file chapter 7 bankruptcy. Exemptions are determined as of the date your papers are...
How do I re-open my discharged Chapter 7 to declare student loan hardship?
Michael's answer
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Answered on April 24, 2012
Student loans are generally non-dischargeable in bankruptcy but there is a narrow exception. In order to have the student loans discharged you need...
Can i sue my bankruptcy lawyer or the trustee's lawyer for an error?
Michael's answer
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Answered on April 24, 2012
Exemptions are necessities of life, and from what you describe you should have been given that money. There are time limits on how long you can...
Archived
I left my wife for another woman two years ago, and she did not know where I was. She took two credit cards out in my name.
Michael's answer
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Answered on April 19, 2012
The first thing, you need to get a copy of your credit report to make sure you know what is there. The Federal Trade Commission suggests consumers...
Is it a fraud if a husband opens credit cards in wife's name using her personal info and making her a primary account holder?
Michael's answer
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Answered on April 19, 2012
The first thing is to close the accounts so there will not be further charges. In order to protect yourself, you should notify the 3 major credit...
Archived
If a company puts a wrongfull report on your credit report can I sue them.
Michael's answer
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Answered on April 11, 2012
The first thing to do is get a copy of your credit reports so you know what is showing. Next, work to correct the error(s) on your credit reports....
Archived
When a creditor launches an adversary proceeding against you while in bankruptcy.
Michael's answer
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Answered on April 10, 2012
The foundation of bankruptcy is the accurate and timely disclosure of your financial situation. In a lawsuit, the opposing party will be entitled...
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