The bankruptcy laws will discharge many claims but not debts incurred through fraud, conversion, embezzlement or willful misconduct. If your lease...

The automatic stay is a court order that protects you from creditors when you file bankruptcy. Even if you voluntarily return the car, the lender...

I received a notice from the trustee that says my Chapter 13 Plan infeasible even though my plan has been confirmed.What do I do

The idea in chapter 13 is to pay based on your ability to pay as determined by several tests. In order for your plan to be confirmed (approved)...

I filed Chapter 7 after an UD action was filed against me. The Plaintiff has now filed a motion for relief from automatic stay.

Chapter 7 will submit control of all of your assets to the bankruptcy system. The system allows you to retain necessities of life including...

My BK was discharged in 04/10 in Cali.Didnt reaffirm mortgage or HELOC. Home was foreclosed 9/11. HELOC wants to collect fro me?

The bankruptcy will discharge this debt now that the foreclosure is complete and you do not own the house. It sounds like you are receiving form...

How much home equity can an elderly newly-widowed debtor exempt in California chapter 7 bankruptcy?

The answer is more complicated than it might seem. I assume you are referring to equity in her home. If your grandmother is over 65 years old at...

I filed chapter 7 in 2009 and included my 1st and 2 mortgage. We stayed current making payment's on first

Chapter 7 will not remove the lien from the title to your home. Many lenders will release the lien if you pay a small (pennies on the dollar)...

Chapter 7. How do I deal w/ a car payment I make for a car & loan that is actually in my brother's name?

This is a common scenario. Usually it occurs where your credit was sour and your brother was helping you. Assuming you use the car, there are a...

My husband has a over payment charge with unemployment

Filing chapter 13 creates a stay that stops a garnishment. The stay remains in place as long as you perform your plan. At the end of the plan you...

Chapter 7. What result if debtor states has no lawsuits or claims against anybody, but then later decides to sue somebody.

In bankruptcy, a person is entitled to retain (keep) assets that are considered necessities of life also called exemptions. In bankruptcy, a...