If I file for bankruptcy will my spouse be effected if we have never filed taxes together

The law requires any credit reporting to be truthful and accurate. The general rule is that your credit rating is unique to you and tied to your...

Where do I find the correct type of attorney to represent me.

I agree with you, litigation is not easy. Most attorneys representing creditors are beholden to large institutional entities that provide a steady...

Will the court run a PACER report if I file for bk 7

The system will automatically be aware of the prior case. Filing a new chapter 7 within 8 years of the prior case may bar you from a discharge but...

This raises a couple issues. First, she needs to qualify for bankruptcy which requires a review of her assets, debts and monthly budget. Assuming...

Income for purposes of the Means Test is new money. Money in a 401k is your money in your account. Withdrawals from a 401k may have tax...

California limits the rights of a first mortgage on residential property to pursuit of the collateral only. That means a first mortgage can...

California Law Question: Chapter 13 case being dismissed, no continued Trustee Sale date on residence

Fast! Be very careful with this. Typically, the mortgage company is not the best source of information. I suggest calling the Trustee Sale line...

Do not expect to have issues with this. When the finance company sells the car the new owner will want you off the title as much as you want to be...

You can inform the collectors you are planning to file bankruptcy right away. Unfortunately, unless you have a lawyer they may not believe you. ...

Do I need to list my wife's property, loan for the property, and promissory note for the property under my chapter 7 bk?

You need to be careful with this. There is a presumption that assets acquired during marriage are community property, and the deed showing her...