You were given good advice. You did not need to reaffirm the mortgage and the lender is not able to foreclose as long as you are making the...

Can unpaid medical premiums be discharged in bk 7?

Yes, they can be discharged in bankruptcy.

One idea is to talk to your parents and see if they can pay it. If they legitimately owe the money and pay it that will begin to fix the problem. ...

The wording of the deeds is crucial. Assuming you owned the property as joint tenants or as community property with right of survivorship you will...

At the 341 meeting, can a creditor ask questions about the BR application and schedules??

Yes, the meeting is a chance to discuss the debtor's finances. Creditors rarely attend these meetings but are welcome.

How can I file to remove a lien notice on my property

I am sorry you are going through so much. That said, a summons is a precursor to a lien but is not itself a lien. A summons is the first paper in...

Need to file a chapter 7 bankruptcy but recently helped a relative get a refi and now I'm on their deed. Will this be a problem?

This is a huge problem and filing chapter 7 is very risky. You need to talk to a lawyer. Chapter 13 offers less risk but, again, this needs a...

Filing chapter 7 w/little assets; have paid off car worth 7k so use 703 exempts. What about protecting pending work comp case ?

Generally the CCP 703.140 exemptions are used when a person does not own a house so it sounds like you are on the right track with that. The...

I filed a chapter 7 bankruptcy in August 2010 and it was discharged in December 2010. I am eligible to file chapter 7 now?

You are correct on the timing. Often when you hire a lawyer, the lawyer can run interference for several months.

Bankruptcy ?

The first thing is to verify that the reaffirmation was signed and filed with the Court. Failure to file the reaffirmation will render it void. ...