What kind of settlement letter should i expect from a collection agency? Would bankruptcy affect my residency application?

Bankruptcy does not have anything to do with your immigration status. It will not affect your chances to obtain legal residency or for legal...

Can husband's friend sell car if we don't have Title; car is bank financed; debt not discharged yet; can it affect co-signer?

You cannot sell a vehicle you do not actually own. The legal owner of the car is the bank. You and your husband are just registered owners only. ...

Surrendering my home in chapter 7. Just got letter from Indymac demanding that I pay the property tax. Am I obligated to?

I respectfully disagree with attorney Bunce. There is no personal liability for property taxes in California. It is owed only by the property ("in...

How soon after Ch.7 Bankruptcy discharge can I apply for a home equity loan and get approved?

No body knows because there is no right or wrong answer. It is the policy of the bank that determines whom the bank will lend. There is a three...

I filed a BK and it is dissolved a year ago and I still have motorcycle that was supposed to be repossed what to do about it

So long as proper notice was given you just wait until the bank comes to get it. Make sure you do continue to insure it if you are using it or...

What forms do I need when for filing a ch. 7 bankruptcy?

Just based on your question that you do not know what forms you need means you should not do it without legal representation or a lot more...

A charge or write off is an accounting entry to get your loan off the bank's books. It does not mean you do not owe it. It is a secured debt...

You can make a claim and may be offered a settlement. Since it appears that you were not injured, then your damages are minor. The Taco Bell...

What happens to creditors chance to receive money, if Ch 13 converts to Ch 7?

It is impossible to know what the judge will do without knowing the problems with the plan and the attitude of the court with debtors that do not...

Do I need to file for bankruptcy?

Maybe. There is a lot to consider before making the decision to file a bankruptcy case. You can certainly wait to make that decision since you are...