In the Central District, can a mortgage payment for your home be included in means test if it will be surrendered in bankruptcy?

I routinely put it in but make the client aware of the issue assuming the amount might diqualify the client fron filing under C7. Similarly, the...

Q re short sale after chapter 7 discharge on mtg and tax liability. Also, is it changing next year. My bro want to discharge mtg

I am not a tax lawyer but my understanding is that since you have no personal liability due to the bankruptcy you would never have to pay taxes on...

Home equity discharge

Your personal obligation to pay the HELOC (home equity line of credit) was discharged. You can never be required to pay. That does not mean the...

Is Chapter 7 bankruptcy possible for eliminating a foreclosure deficiency?

Without knowing what you consider a "decent" savings and the value of your stocks it is impossible to know if bankruptcy is a viable alternative. ...

Can court fines from driving violations be discharged in a chapter 7 bankruptcy?

Fines are not dischargeable in bankruptcy.

Can my husbands ex force him to remove her name from mortgage prior to foreclosure?

There is no way to remove the ex's name form the mortgage without the bank's permission and don't count on that happening. A refinance is obviously...

Can I get my tax refund back if I file Ch 13

It is not my desire to tell you what to do as that is your lawyer's job. However, you are eligible for a discharge in a C13 case 4 years after...

If rule is that cant get chapter 13 discharge 'til 4 years after received chapter 7 discharge. Cant I file now? Ch 13 takes 5yrs

1. You cannot get a discharge in C13 if you file the C13 case within 4 years of the date you filed the C7 case. 2. You can file a C13 anytime...

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Necessary for me to list old/closed biz name on my personal chapter 7 petition; or can I just list me & describe biz in petit?

You need to put the name of the business in the petition. You ca put: X "formerly doing business as" XYZ, and also report having done business...

Please help!! is it true that i can't file chapter 7 nor 13 if i have the following scenarios

Two possibilities: The paralegal, who is practicing law illegally without a license, was wrong or you misunderstood what she said. Both mortgages...