It depends if you used the 703 exemptions that includes the wildcard, and you have at least $7,000 left on the wildcard to cover the pending tax...

I need to get rid of my debt in bankruptcy, can I keep the sales proceeds of my home when it is sold?

A couple of thoughts. If that equity in the home is "all [you] have," then if you otherwise qualify for bankruptcy, I see no reason why you could...

How do you know if a collection agency is going to file suit againist you for a debt that is almost 4 years old.

You don't know until they file. Sometime they threaten to file and don't. Sometimes they without prior negotiation or attempts to collect. A...

My response to Summons was returned because I had to pay a filing fee How do I find how much and it will be past 30 days by then

As to reponding to the complaint, after 30 days expires, the plaintiff can get a default, which basically means plaintiff wins. Some debt...

How much time does a creditor or collection agency have to file a court case for non-payment of debt?

Four years if there is a written contract, two years if oral. Sounds like the statute of limitations has run in your case as four years would be...

What is the statute of limitations on collection of debt from credit cards and unsecured personal lines of credit?

The statute of limitations is the period of time that a party has to sue. If they wait too long, i.e., if the statute of limitations expires, they...

We just filed chapter 13 and our repayment plan is high, we are also in the process of a loan modification for our home.

It depends, but probably. A chapter 13 payment plan is based on you dedicating your disposable income to repaying your creditors. Part of your...

Can I go to an Attorney who will give free or low cost bankruptcy advice?

Most fellow bankruptcy attorneys I know give free initial consultations - just ask when scheduling an appointment. Perhaps you should meet with a...

How much debt do i need to file bankrupcy

Zero; there is no minimum. Some people without debt, but facing potential liability from lawsuits file bankruptcy for protection. There is,...

In California, property tax runs with the land. If you surrendered the real property in bankruptcy, the tax will disappear with the land. If you...