Is it better to initially hire a Debt Collection Agency versus an experienced lawyer

It depends in part on how much is at play. I often see people trying to take the cheaper route first in trying to have a non-attorney service...

We filed bankruptcy separate my husband and I in 2003 and 2005, we lost our job in the downturn , can we file again?

It depends what chapter you filed before, and what you are filing now: Chapter 13 to Chapter 13 = 2 years, Chapter 7 to Chapter 13 = 4 years,...

I have a civil suit coming up regarding a loan back in 2002 for 5,000. The cost is now 7k.

It's hard to say much without more facts. When was the loan due, i.e., is the statute of limitations (the debt it too old to collect) a defense? ...

What is the process to pierce the corporate veil once the corporation has filed Ch. 7 bankruptcy in CA?

Piercing the corporate veil is heavily fact sensitive. There are several factors used to demonstrate this cause of action, including showing that...

In short, yes, a personal line of credit can be included in a bankruptcy. There may be issues about when the consolidation happened if it is...

How do I choose the right bankruptcy lawyer to work with?

I agree with everything my colleagues stated. But I would add that connecting with each other on a personal level is very important. You want to...

Chapter 13 or 7

There are so many more facts needed to determine whether Chapter 7 or Chapter 13 is appropriate. It depends on how much equity, if any, is in...

The bank is correct that "authorized users" are not legally responsible. I am in fact surprised to hear them admit that as they sometimes try to...

I have a suit against me from a credit card company.can the judge gime the opportunity to make payments?

Judges do not not set up payment plans; they find for the plaintiff or defendant. If they find for the plaintiff, they then determine the total...

Is it true a 1st mortgage company in California can not come after us if they do not recover the amount of the loan?

Your contractual obligation to your mortgage lender will be discharged in the Chapter 7 bankruptcy. If there is a deficiency where the lender does...