Do I need a lawyer if I received a summons?

I understand how upsetting this must be for you. If Midland Funding is not the original creditor who loaned you money, there are defenses to...

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6 years unemployed, what good is my credit score?

A person's credit rating is high on the list of concerns when contemplating bankruptcy, and it is often the reason that people avoid bankruptcy. ...

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You do not have to grant an extension. If you do decide to give one, it does not have to be 15 days, it can be 10 days or 5 days, or any number of...

My husband is in jail, how can i report his credit card lost

I would advise you to contact the credit card issuer immediately. Even if you are not the cardholder or authorized user, you have information that...

What is the statute of limitations for both private and government student loans in California?

Unfortunately, there is NO statute of limitations applicable to federally-guaranteed student loans. The federal government (or any other entity...

I do not want to be included in the Bank of America settlement. I have bank statements and I would like to find a lawyer.

If your Bank of America account is past due and in collection, It's not likely that this class action lawsuit will be useful for purposes of...

You have added some tags to this question such as "credit card fraud" and "unauthorized use." You may wan to provide some more information about...

Bankruptcy question regarding judgements

There may be some confusion about this alleged "personal unsecured lien." A lien attaches to a piece of property, usually real property, but a...

You want to file a motion to vacate the default judgment based on "mistake, inadvertence, surprise or excusable neglect." CCP 473(b). There is no...

Collection agency want to garnish my salary for student loan, please advise.?

If you defaulted on a federally-guaranteed student loan, that could result in a garnishment of your wages. Special rules apply to this situation. ...