Archived
Default penalties,interest and collection fees have more than doubled my student loan debt.What options do I have to lower them?
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Answered on November 29, 2012
If this is one private student loan (not a combination of federal and private loans), then the lender would have had to obtain a judgment in order...
Junk Debt Buyer's Lawsuit showing two account numbers --- theirs, and the predecessor's- Is this a norm in the industry?
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Answered on November 20, 2012
It is not uncommon for the account number to change after it is charged-off by the original creditor. If the account number is different from the...
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If I transfer my deceased father's mobile home into my name in order to sell it or gift it, then can his creditor (credit cards)
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Answered on November 11, 2012
This is a question that relates to your father's estate, and may be best answered by a probate attorney. The answer to this question will depend...
Archived
I have been served a summons on 10-23-12. I am being sued for $3609 by DISCOVER BANK thru their attys Bleir & Cox. I called DISC
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Answered on November 09, 2012
Since you say that your bills are "staggering," you may want to consider a chapter 7 bankruptcy case, rather than trying to settle this debt. ...
Archived
If I can't pay my debts, how do I pay a lawyer?
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Answered on November 09, 2012
If you are currently making payments on unsecured debts (credit cards or personal loans), you can stop making those payments and save that money to...
As a sole proprietorship why can't i claim protection under the FDCPA or the Rosenthal Act for a BofA, Wells or Chase loc?
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Answered on November 07, 2012
Under the FDCPA, a consumer debt is "any obligation or alleged obligation of a consumer to pay money arising out of a transaction in which the...
Archived
How do we know if we qualify for bankruptcy? Are there costs to find out?
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Answered on November 05, 2012
Before filing a chapter 7 bankruptcy, an attorney would do an evaluation of your income and expenses; this is called the Means Test. The Means...
Hi, I am being sued for 4k indicating that back in Oct 2008 I used the hospital services and did not pay. Will I lose?
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Answered on October 30, 2012
There are 2 related issues: whether you were covered by an insurance policy or government program such as MediCal, and whether you owe the hospital...
I have found that a collection agency has my hospital records to include doctor notes and diagnosis. What can I do.
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Answered on October 30, 2012
If your private medical records were released without your consent, you should file a complaint with the US Department of Health and Human...
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If you are on state disability what are your right to file a claim of exemption after the sherif's office deadline has passed?
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Answered on October 25, 2012
Your question refers to multiple issues, but the primary issue seems to be your need to file a claim of exemption after a levy on your bank...
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