How do I remove lien on my bank account from collections agency?

You are fortunate that the creditor had not levied the account. That may happen if the creditor obtains a judgment against your ex-wife and...

Can I file for chapter 7 bankruptcy for a civil lawsuit judgment made against me.

Before getting to the bankruptcy issue, it seems as though there is a financial responsibility issue to address. As the owner of a car registered...

Sadly, no. Since 2006, private student loans are treated the same as federally guaranteed loans, at least with respect to bankruptcy. You cannot...

Unemployed to underemployed for the past 4 years with over $200,000 student loans. Can I discharge them via bankruptcy?

Unfortunately, unemployment is not a grounds to discharge student loans in bankruptcy. You would have grounds if you are permanently disabled and...

Recvd a summons for a credit card debt. Can the judgment garnish my pension and/or Soc Security benefits? I am on fixed income

Your Social Security benefits are exempt (cannot be garnished by a creditor other than the federal government), but your pension payments may not...

I was served a summons for a student loan I defaulted on. Do I need a lawyer to help me deal with this?

Based on what you have posted, I would say that you definitely need an attorney to file an answer for you and possibly more. If the plaintiff is...

Is it legal for a debt attorney to send out a letter demanding payment without a proper 30 day debt validation?

It sounds like you asked for validation of the debt from the original creditor, did not get validation of the debt, and instead got a demand letter...

I filed ch 7 bk which was discharged 12/12. How does that affect my tax return for 2012? Are discharged debts taxable?

Debts that are discharged in a bankruptcy case are not taxable. Tax liability only occurs (in some situations) when the debtor DOES NOT receive a...

What if I have properly answered a summons and get a copy of a request for entry of default anyway?

Yes, you are entitled to a trial where the plaintiff produces admissible evidence that you owe the debt to him/her. If the case is filed in a...

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Can they garnish my wage?

Your offer was reasonable; the collection agent was not. You can oppose the lawsuit, if there is one, and if the case is handled properly, you...