Falling behind on cc bills and home mortgage due to lack of work. Where do I go from here?

I am curious about the source of the letter that states that your home is only worth $75,000. Most single family homes in the Bay Area are worth...

Filing an Answer to Credit Card Debt case. Do I also need to file my discovery at the same time?

No, you do not need to serve your discovery requests at the same time as the answer, though you could if you wanted to.

What you are describing is a fairly common occurrence. Debt buyers file lawsuits and file proofs of service which reflect that the defendant was...

I'm assuming that the default judgment is against you, for your unpaid credit card debt, and you are concerned about execution of that judgment. ...

How can i repay a student loan that is 16 years old? initially $20k now $70k after interest. i want to pay of, not to Collection

There are quite a few issues raised by this question. First of all, is this a single student loan or multiple loans that are now owned by the same...

What is going to happen to our home?

You may want to clarify this question. What kind of judgment or order was issued a few years ago? Was it an order in a criminal case - were you...

Is it customary to never hear from your lawyer?

It's not uncommon for legal assistants and paralegals to prepare the paperwork for your bankruptcy filing. However in your case, if the legal...

I was sued by a collection agency and I wonder if I need to take any action.

If you were not served with the summons and complaint, and the register of actions shows that a Proof of Service has NOT been filed, then you do...

Selected as the best answer

Can I apply for an equity line of credit against my home before my chapter 7 discharge?

If you have already filed a chapter 7 bankruptcy case, and are waiting for the discharge, you are not in a position to refinance or take on new...

Can I still negotiate outside court even if I have already been sued & served by collection agency for a credit card debt ?

Can you represent yourself in connection with that lawsuit? Can you settle with the plaintiff without a lawyer's help? Technically, yes. The...