Ex-husband tried to transfer $10,000 debt to me by giving my name to collection agency and possibly hospital and hold me liable

It is unlikely that the collection efforts are being made because of statements by your ex husband to the effect that you are responsible for...

Chapter 7 has been discharged. can we withdraw from our life policies?

I am very sorry to hear about your ongoing financial distress. Were you represented by an attorney in connection with your chapter 7 case? If...

Hello, I am a senior citizen & have a California SPIA annuity. Can this be garnished by a creditor if a judgment is against me?

First: If you've been sued, you should plan on filing a response to the lawsuit. You may want to consider what may happen if the creditor gets its...

Can you file chapter 13 or 7 if you have equity on your house?

How much equity do you have? If you can use California homestead exemption, you can exempt $75,000 of the equity if you are single and not...

My question Is my husband responsible for my student loans.

Generally speaking, if a student takes out a loan, and that student alone signed the promissory note, that student has sole responsibility for...

Why should DEF pay the full amount of the debt if the amount the PLT paid to the original creditor was "pennies on the dollar"?

When one company assigns its contractual rights to a second company, that second company will claim a valid assignment and ownership. Assignment...

Selected as the best answer

If you were sued in a Limited Jurisdiction case (under $25,000) and the complaint is UNVERIFIED (meaning that the plaintiff or plaintiff's...

Credit debt fell off my credit report now getting letter from collection agency for twice the amount originally owed

There are two separate questions: whether the creditor can claim an amount which is more than the amount that you believe you owed to the creditor...

What is the college students legal responsibility when a parent defaults on a federal student loan for a child's education?

It's difficult to assess the problem without knowing the specific type of loan and the terms of the loan. For most federally-guaranteed...

Debt Collection

Yes. You need a local attorney to advise you. It does not matter where the creditors/debt collectors are located. The Fair Debt Collection...