Is it better to file responses to summons for private student loan debts or to negotiate resolutions and get them to dismiss it?

Filing an answer to a complaint is necessary in order to prevent the plaintiff from obtaining a default judgment. You may intend to settle the...

Once you have been sued, its too late to try and negotiate a settlement with the original creditor. You have to negotiate with the creditor's...

What is the difference between Lack of Acceptance, Lack of Assignment and Lack of Standing? or do they all mean the same thing?

You may be attempting to file an answer to the complaint, and you are searching online for your affirmative defenses. "Lack of Assignment" would...

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I received a summon from the court in CA from a debt collection law firm regarding a business credit card that don't belong 2 me

Yes, you should file an answer within 30 days of when you received the summons and complaint. You can raise affirmative defenses including...

My mother just passed away Aug 23. She has a federal tax debt of $9,000. Am I obligated to pay her debt?

You would not be responsible for your mother's tax debt. If she had any money or property when she passed away, that property would belong to her...

Does a creditor get a small % of unsecured debt (i.e. 10-20%) if you are named-among others-on a trust of a home w/50k equity

Your question is about whether this property would be exempt in a chapter 7 bankruptcy case. It's difficult to tell you that without knowing more...

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My wages are being attached for the sum of 10,000 for judgements against me on 2 credit cards. can a lawyer help.

If there is a judgment against you, and you were not served with the summons and complaint before a default was taken, you need to file a motion to...

If the process server is knocking on the door (which may to you be "banging") that is because the process server needs to hand the summons and...

Your question isn't clear. It seems as though you are contemplating a chapter 7 case, or you are in the process of preparing your chapter 7...

How do you deal with a lien when your home loan has been discharged in a Chapter 7 BK.and you want to stay in your home?

When you take out a mortgage, you give the lender a promissory note and a deed of trust. The promissory note is your agreement to pay the...