How do I tell if this debt call was a scam?

Everything about this phone call is suspicious. If you had such an account, and its been more than 4 years since you used the account (or made any...

What you propose isn't possible, because it would mean that the creditor would be agreeing to give up its claim. If you do not agree to the...

Do I have to respond to a request for admissions and interrogatories if the case was already dismissed without prejudice?

Discovery requests do not need to be filed with the court. In your case, the question is: why did the plaintiff serve a set of discovery if it...

How successful has the "choice of law" defense been for SOL for Discover Card - being 3 years instead of California's 4 years?

Banks are now required to make credit card agreements available online. If you can find the agreement that corresponds to the type of credit card...

How do you prove an SOL? I know my last pymt date but does a lawyer have to look thro my check records to prove no further pymts

The statute of limitations is an affirmative defense that would need to be pled in your answer if you are sued on this debt. In order to prove...

I have a judgment against me. if a judgment creditor calls me in for an exam of assets, can he get my tax returns?

A typical debtor examination is the judgment creditor's opportunity to ask the judgment debtor questions about employment, income and property. If...

CA - Defendant (me) is preparing Mot for Summary Judgment. Should I ask court to find in favor of def or dismiss w prejudice?

A summary judgment motion is a pre-trial motion that can dispose of the case IF IT IS GRANTED. If it's granted then judgment is entered for the...

How can I dispute medical debt collection amounts?

Private doctors treating private clients are free to charge whatever they want to. Unless there was some agreement beforehand (as to the amount...

What is the statute of limitations for collection of debt?

For most types of consumer debt, CCP 337 applies, and the limitations period is four years. The statute begins to run at the time of the default,...

Can I consolidate my student loans under a Chapter 13 bankruptcy?

Consolidation of student loans is a form of re-financing. You would not consolidate your loans in a chapter 13 bankruptcy, but you (and your...