Archived
I filed for BK while being sued in a civil suit. My BK has been discharged but the plaintiff hasn't dropped the case. What now?
Lisa's answer
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Answered on April 07, 2014
It would be worthwhile to try the following: make a copy of your discharge order issued by the bankruptcy court as well as the list of recipients. ...
Archived
If a collection agency has filed a request for a default judgment do I need to do something?
Lisa's answer
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Answered on April 01, 2014
If your case is in San Mateo County or SF Superior Court, you can go to the online register of actions to see if there is an answer on file. ...
Archived
My last pymnt to a CC was 1 day LATE, does the SOL clock start on the day I SHOULD have paid or the day I paid + processing time
Lisa's answer
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Answered on March 30, 2014
The statute of limitations begins to run upon a "material breach" of the agreement, which in the context of credit card debts is the day of the...
Archived
Have had wages garnished from Nelson and Kannard. Can I negotiate a lesser lump sum payment?
Lisa's answer
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Answered on March 28, 2014
The creditor has no motivation to settle for less than 100 per cent if it already has a judgment and a way to get up to 25 per cent of your net...
Are wages community property in California?
Lisa's answer
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Answered on March 28, 2014
I have edited the tags associated with this question to help reflect the subject matter. (This is a question about spousal support, that should be...
Archived
Since becoming disabled, I am being sued by multiple credit card companies. What are my options at this point?
Lisa's answer
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Answered on March 26, 2014
If you were never served with a summons and complaint (and only found out about the lawsuit AFTER the judgment, as a result of a bank levy), you...
Archived
A judgment was entered against me back in 2006 by National Credit Acceptance (NCA) for a debt that is about 10 years old($1800).
Lisa's answer
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Answered on March 24, 2014
Your best option may be to make a summary of everything that's happened in relation to this debt, and speak to a consumer attorney, to see if you...
Archived
How can I argue that my debt is beyond the Statute of Limitations if we are advised never to acknowledge the debt?
Lisa's answer
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Answered on March 18, 2014
California courts are going to apply the California statute of limitations, CCP 337, unless the defendant can prove with admissible evidence that...
Archived
My wife died and her job said she had a payroll overpayment- overused sick time 1900.00 dollars do I have to pay.
Lisa's answer
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Answered on March 14, 2014
Unfortunately there is not enough information given to be able to provide you with an answer. Here are some questions for you.
Was your wife...
Archived
I have not been able to pay back some payday loans due to job loss. Now one of the companies is threatening me.
Lisa's answer
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Answered on March 13, 2014
No, failure to repay a payday loan is not fraud (or any other crime), and this caller is the one who is breaking the law. Both federal and state...
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