Isn't a debt time-barred after 4 years?

If the debt being collected is a Perkins Loan (a type of federal student loan), the statute of limitations that applies to contacts does not apply....

Can I get a loan

You may want to consult with a mortgage broker that is knowledgeable about how a criminal conviction impacts a mortgage application. If you are...

Can a bank be calling me on a loan that is not passed due before due date and threaten they'll foreclose on me.

Commercial loans are not covered by consumer statutes such as the Fair Debt Collection Practices Act and the Rosenthal Act, which prohibit abusive...

What form do I use to answer a summons.

Any answer that is filed should deny all allegations of the complaint and include identity theft as an affirmative defense. If at any point you...

What are my options for excessive student loans ($200k+, mostly fees and excessive interest) in default?

Your options depend on the type of loans (federal loans or private loans) and the status of each. Private student loans are subject to a statute...

I took out a cash advance loan from "California cash checking" in San Francisco. I have not paid them back, it has been 6 month

If he is not a co-signer (responsible for the debt), he will not be sued. Your father should immediately start keeping a diary of the phone calls,...

What happens if you just don't pay back a payday loan company. It has been almost 6months now, they keep calling my father.

The payday lender can sue your father, get a judgment, and then collect its judgment through bank levies and/or wage garnishment. The payday...

How does vacating a judgement work?

The motion to set aside a default judgment must be filed in the same court where the case was filed. Other courts will not have the authority to...

Is misdemeanor identity theft fraud? Do identity theft and identity fraud mean the same?

"Fraud" is a general term that encompasses various types of deceitful actions that can result in civil and criminal penalties. "Identity theft" is...

If the credit cards were issued to him only, and were not joint accounts, you may have not have any liability for the credit card debt. If the...