Northern califirnia who does bankruptcy for low income person

"Payday lenders" will always have the borrower agree to ACH withdrawals directly form the borrower's checking account. However, the contract you...

My mother passed away and has $40k in student loan debt, $34k in personal loan debt, no will, and no assets. What should I do?

Just like other debts, student loan debt does not become the responsibility of the debtor's heirs, but may be an obligation of the decedent's...

CC Debt, considering filing chapter 7, I pay mortgage directly on home I don't own (I rent it).

The systems that you describe may raise questions in the mind of the bankruptcy trustee, as to whether you have an ownership interest in the home,...

Why did the other jewelers tell you that the ring was only worth $60 or $100? Is it because you were sold a fake stone such as a cubic zirconia...

Does that wild card exemption of $26,925 include cash in your checking account as well?

Yes. If a person filing for bankruptcy does not a home, or does not have any equity in the home, the "wildcard" exemption can be used to exempt any...

What happens to my student loans when I die? Can they go after my husband?

Federal student loans can be discharged upon the death of the borrower. Your husband or heir would have to submit a death certificate in support...

I am a cosigner on a defaulted student loan need help getting out of loan

Your question does not state when you filed for bankruptcy or whether the student loan was included in the schedules in your bankruptcy filing. If...

Is there a statute of limitations for paying a debt between two individuals (not a credit card company)?

If there is no written contract, assume that the 2-year statute of limitations for oral contracts (Code of Civil Procedure 339) applies. He...

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Community property in california

If you own a lot and get a loan now as a single person, that property is your separate property. Marriage may or may not change that. The...

File a "Claim of Exemption" with the FTB and provide proof that all of the funds in that account are from SSDI benefits. Even if you previously...