Can I get a refund on retainer fees, when a attorney says we could file for chapter 7 then after paying in full says we can't?

An attorney makes a recommendation before retention on whether a client can file for Chapter 7 or Chapter 13 based purely on income, expense, asset...

Bill Collector harassment from the early 90's???

Collection agencies care nothing about laws until you threaten them with a lawsuit. Know your rights; federal law prevents collection agencies from...

No, it will not.

Can a settlement agreement on debt be filed on bankruptcy

Yes, an out-of-court settlement must be included in a bankruptcy filing. There are a few specific categories of legal claims that cannot be...

Do you need to protect any more than current equity for a margin of safety in a Ch 7 bk?

Hire an qualified appraiser to come by and value your property. It'll cost you a little bit of money but, if anybody challenges to Schedule A value...

I am trying to fix my credit

Unfortunately, once a listing appears on your credit report, it will stay there for seven years unless you can prove it is inaccurate or the...

Is my joint bank account protected from garnishment if a judgement is only against me and my only source of income is SSDI?

It is their problem that your money is from Social Security. The United States Code specifically states that no Social Security moneys "paid or...

I was awarded a settlement in a personal injury case, i'm seperated from my husband but if he files bankruptcy does he get some

There are only a few ways that your settlement can be an asset of his in bankruptcy: 1. the settlement was also in his name. 2. there is an...

Do I have legal action towards a bank that was included in a bankruptcy over 10yrs ago and is negative mark on my credit report?

You should consult with a local consumer attorney. What you describe could be a violation of the bankruptcy stay and discharge, which is also a...

Since you are still on the mortgage, the Ch7 will stay all foreclosure proceedings until you are discharged or if/when the lender files for a...