Not having reaffirmed the debt should not be a problem, but it depends on the lender. What would be a problem, however, is the small amount of...

Why did Wells Fargo call and tell me not to pay judjement anymore

If the creditor (wells fargo) tells you not to pay anymore, that you have satisfied the judgment, then that's a good thing. Perhaps they wrote off...

I have a stipulated judgment against me. Is there a difference between this kind of judgment and a regular judgment

If you have a stipulated judgment against you, normally that would mean that you and the other party agreed to a judgment according to specified...

My Chapter 13 Plan Base is $113,936.10 and I have paid into the plan $114,113.36 why am I still paying?

Most trustees have their plan payment records online where you can look up what came in, what went out, and the amounts of the claims filed by your...

Is it legal for landlords to increase rent to cover building plumbing repairs?

Attached is an easy to read sheet about your rights under the rent control ordinance (assuming you live in a covered unit), and what you can do if...

Is a non matured 7 year Annuity exempt in Chap. 7 Calif. Bankruptcy ? If so under what code number? Is it similar to IRA's & 401

You need to go over these issues with an experienced bankruptcy attorney who can examine all of your assets. You clearly have some assets here and...

I received a unlawful detainer on Thursday and have 5 days to respond. Should I respond and if not how long can I be evicted.

You most definitely should respond to avoid being evicted sooner and to give yourself the opportunity to work out a settlement with your landlord. ...

Chapter13 and inheritance from a trust

These questions need to be answered by your bankruptcy attorney - it's a complicated situation beyond the scope of this forum.

Can the bank that gave you the HELOC charge off the debt and the same bank ask for repayment and collect from you?

Yes, "Charge Off" is merely an accounting term. It doesn't meat they wrote off the debt and gave up their right to collect - they still have an...

Service Animals in Hotels/Motels

Emotional support animals are also service animals. I don't personally see anything wrong with an agreement requiring the owner to clean up after...