Archived
Was taken to court in 10/2009 for a debt. They did not show up have not heard nothing from then until today 1/23 /2014 do they
Shaye's answer
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Answered on January 25, 2014
It sounds like this is for a credit card debt, which are considered open book accounts and the statute of limitations is 6 years from the date of...
Archived
I'm filing ch 13 i found out my 2012 taxes were not filed can i still proceed with ch 13
Shaye's answer
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Answered on January 25, 2014
Go ahead and file the taxes. The requirement is that all tax returns for the preceding 4 tax years be filed prior to the Meeting of Creditors.
When is discharge date of Chapter 13
Shaye's answer
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Answered on January 25, 2014
You receive your discharge when you have made all the required plan payments and have filed the Debtor's Certification in support of Discharge. In...
Archived
Am I responsible for my husband's debt occured before we got married?
Shaye's answer
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Answered on January 25, 2014
No, you are not responsible for your husband's debt from before you got married.
Archived
Should I try to consolidate my debt or file Ch 13/7 bankruptcy? 26 yr old single mom who needs help!!! PLEASE!
Shaye's answer
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Answered on January 25, 2014
While $12,000 is not a huge amount of debt to owe, I understand that as a single mom you feel overwhelmed by it. The decision to file bankruptcy...
Archived
Should I file for chapter 7?
Shaye's answer
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Answered on January 25, 2014
Bankruptcy provides a wonderful opportunity to start fresh. Many people file bankruptcy every day - even banks and corporations. It is a right we...
Archived
Our pay is being garnished for chapter 13 bankruptcy. The case was dismissed for non payment while my husband was between jobs.
Shaye's answer
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Answered on January 25, 2014
The trustee will eventually return the money to you. You need to contact the trustee's office, and ask them to send your employer a letter...
Archived
If i plan to reaffirm only the first lien, can the second lender foreclose on my house?
Shaye's answer
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Answered on January 25, 2014
So long as you are current on the second mortgage the lender is not going to initiate foreclosure proceedings. However, you really should consult...
Archived
My bank account was levied....what happens to that money and can I get it back?
Shaye's answer
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Answered on January 24, 2014
Whether you can touch that money depends on 1) whether it is exempt and 2) whether the trustee has taken an interest in the funds. Talk to your...
Archived
California:
30 days to respond with PLD-C-010
Shaye's answer
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Answered on January 24, 2014
If you file the answer in correctly it could be rejected by the court. Check the website for the court and see if they have any self-help...