I was served a summons for credit card debt on January 24, 2014 , the summons is dated January 16, 2014. What should I do?

You can certainly attempt to settle this matter by contacting the collection agency's attorney directly. However, it is probably best that you...

Can the Plaintiff (landlords) actually do this based on California law? What are our rights?

More information is needed. For example, was there a stipulated judgement wherein you and your landlord would agree that an installment payment...

My thanks I have received my CH-7 discharge last week and am very happy with -

You are very welcome :) Good luck to you!

How do I go about getting my deposit back? I moved out on December 31, and haven't received any refund or invoice of repair yet

Within 21 days of you having moved out your landlord is required to give either give you your deposit back or provide you with an accounting of...

Surrendered property three years ago in chapter 7 filing

Unless they want to take the property back, you cannot force them. You can try doing a short sale or see if they will accept a deed in lieu of...

Bank-A obtained a money judgement on a note secured by a mortgage. The judgment was discharged in bankruptcy. Can it foreclose?

The bank retains their lien rights so they can foreclose if the loan is delinquent even though the debt was discharged.

Can a HELOC 2nd home mortgage be included in Chapter 7 bankruptcy?

You can discharge your personal liability for the HELOC but you will not eliminate the lien in a Chapter 7. To eliminate the lien it would have to...

Debt collector keeps calling on phone. Should I answer the call? What should I expect and say? I can think of one account.

You do not have to answer the phone unless you want to. You can even change your number so you never receive the calls again. However, ignoring...

Who can help settle a judgement for $8000.00 pending in the courts?

From what you are saying, it sounds like you have an active lawsuit pending. If so, your best chance of settling, in my opinion, would be with the...

Your wife should file a proper legal response to the lawsuit so a default judgment is not entered against her. There will still be a judgment at...