After filing a chapter 7 discharge and no reaffirmation of the mortgage, can the lender report a default, ect.

Your credit report will continue to have all the negative (and positive) history on your credit report that existed up until the day your...

My Chapter 7 Bankruptcy was discharged but I did not list two creditors. What do I do?

If you are in a jurisdiction that allows the discharge of unlisted creditors in a no-asset Chapter 7 case, and your case was a no-asset case, and...

Bankruptcy question. i have unsecured dept of $40000.00 i qualify for chapter 7. could i do a 13 and file a plan

If you are eligible for Chapter 7, I am not sure why you would want to file Chapter 13 unless you have non-exempt assets or want to get rid of an...

Should you reaffirm mortgage loan after chapter 7 bankruptcy if you want to keep your home?

I NEVER recommend my clients reaffirm their home. In some jurisdictions I am told it is required; if your lawyer advised you against it I would...

Do you still receive a student loan check?

You should return the check to the student loan company because 1) it is a loan that must be paid back, and 2) spending it on expenses unrelated to...

I have a letter from a collection agent , want to take me to court , I am unable to pay this debt what are my options,

You will not go to jail. Your social security income is protected, so you should keep that in a separate bank account from your earnings from...

Requests for production of documents and requests for admissions in divorce

Parties to a legal action are entitled to conduct "discovery" which is a method for obtaining information from each other. There are strict rules...

Can i claim bankruptcy after going to court to pay debt to a lawfirm/collection agency?

Yes, you are allowed to file bankruptcy on this debt. Assuming it is for a dischargeable debt, you can get rid of it in bankruptcy. You still...

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Have some superior court bills that went to collection over a decade ago can i file bankruptcy 16,000.00 bill 18,000.00 in int

So long as these bills are not for fines, penalties, family support, student loans, or other non-dischargeable debt, you can discharge them in...

If you do not pay back a pay day loan can they realllyl arrest you and take you to jail

In addition to the wonderful response provided by Mr. Adams, I would like to share with you a legal guide I recently wrote on the lies collection...