If my vehicle is repo'd & I'm sued for balance of the loan, what happens if I don't have the money to pay the lien?

The lender is going to auction off the car to the highest bidder and then come after you for the deficiency. If you do not pay the deficiency,...

I am nearing the end of a Chapter 13 BK and am trying to wrap it up for discharge.

We can't answer this question without reviewing your chapter 13 plan, the claims filed, and the trustee payment records. Make an appointment with...

Can a person declare bankruptcy if they are in debt due to fraud?

He can certainly file bankruptcy but you can challenge the discharge the debt he owes you by filing what is called an adversary proceeding and...

I received interrogatories from Plaintiff with the wrong parties in the definitions. Do I have to respond?

I agree with Attorney Rothstein. Respond to the interrogatories. Court cases are public so there was no invasion of privacy.

Should I continue to try and make full or partial card payments if I decide to file bankruptcy?

You have to decide what makes the most sense for you. Some attorneys will tell their clients not to pay anything they don't want to keep (meaning,...

Student loan, my mother's wages were garnished (cosigner). Should she file for bankruptcy or just me? If I file, can I get he

Yes, if you file Chapter 13, assuming you are eligible to do so, there is a codebtor stay which will prevent the student loan company from...

Should I be concerned about getting my settlement money?

I would give it some more time. The post office is a bit slower these days given all the closures. Of course you are anxious but it's too soon...

I am waiting for my 341 meeting (chapter 13). My financial situation changed, I lost my job earnings.

You need to get yourself an attorney. Chapter 13 cases are extremely complicated and most Chapter 13 cases filed by pro se debtors end up getting...

Is it possible to negotiate a $5k settlement on a $25k private student loan?

Settling a student loan is an entirely different ball game than settling a credit card debt. There is far less incentive for a student loan...

Yes, absolutely. Experts are hired in criminal cases all the time - including when the defendant is represented by a public defender.