How long do I need my BK attorney?

You never know. You can always dismiss your attorney and not let the debtor know.

30 K in credit card debt. Had bankruptcy in 2005 or 6 (?). Can I do Chap7 again instead of consolidation svcs? Am w/o income.

Sounds as if you are judgment proof. the disability is exempt from enforcement of judgment. You are probably in no position to pay any debts. ...

CA Superior Court Credit Card Debt $5000 plaintiff debt buyer, not original creditor.

You should file a motion to compel, and then if you do not receive your answer a motion to exclude any evidence of the amount you owe and its...

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Do I have a chance to get justice if I appeal?

You have 30 days from date the judgment is entered to ask for an appeal. In that case you get a new trial in front of a real judge. I did not...

(How) Can I record a judgment lien against real property owned by the spouse of the debtor?

This is tricky. You might be able to file a post judgment motion asking the Court to add her name to the judgment solely for the purpose of...

Can I file bankruptcy for online personal payday loans.

Assuming you qualify for the Chapter of bankruptcy you wish to file, yes these debts are dischargeable.

Can a debt collector re report an old debt that is more than 7 years old to the credit agencies?

That is a violation FCRA which provides for seven years only. You can defend with the statute of limitations (four years) .

Bankruptcy Question

You need to include your household income unless you are living apart.

Is there a time limit in which to file a property lien?

You can record an abstract of judgment in the county in which the real property is located or a J-1 against personal property with the Secretary of...

My ex-girlfriend took out a bunch of school loans, am I responsible under any circumstance?

No, you would not be legally for her loans. You might be liable to her if she loaned you some money. You are not liable for any gifts she may...