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HELP! I have filed chapter 7 BK and my attorney doesnt know when i need to surrender my car!?
Lysbeth's answer
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Answered on May 29, 2011
There is no deadline for surrender of vehicles in bankruptcy. You cannot
"ruin" your bankruptcy case by surrendering a vehicle. If you are...
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Chapter 13 - How much of the debt is reduced permanently from the start?
Lysbeth's answer
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Answered on May 28, 2011
About the discharge - in chapter 13 it is all or nothing. You file the case and begin payment per your plan and you pay until ALL the plan...
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Bankruptcy Fraud - Real Estate
Lysbeth's answer
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Answered on May 28, 2011
This "smells" of a fraudulent conveyance. Bankruptcy courts are excellent for litigating such matters, their procedures are somewhat streamlined,...
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Is is possible and/or wise to file a complaint against my attorney in an active chapt 13 case or hire a new attorney?
Lysbeth's answer
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Answered on May 27, 2011
It is difficult and yet scary to go through a chapter 13 without an attorney. Try and find a new attorney but don't skip going to any hearings. IF...
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Chapter 13 general questions
Lysbeth's answer
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Answered on May 27, 2011
Before turning over the profit from the sale of your house, you need to calculate the amount of your homestead exemption. I do not know the...
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The divorce will be final Jun 2nd Now he wants to file bankruptcy,which will stop the divorce for another 90 days
Lysbeth's answer
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Answered on May 26, 2011
Divorce and bankruptcy are so very different and incompatible in the law. Bankruptcy courts are designed to deal with debtor-creditor financial...
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Is there Minimum Disposable Income Amount or Minimum % of pay back for unsec. debt req' d for a Chap. 13 Plan?
Lysbeth's answer
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Answered on May 26, 2011
There is no minimum payment in chapter 13 and it is common to see zero percent plans where a person is paying off mortgage arrears or taxes. ...
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Can a person still on a chapter 13 plan purchase another property?
Lysbeth's answer
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Answered on May 26, 2011
How much cash are you talking about? Pretty much any extra cash lying around in the coffers of a chapter 13 debtor would be the subject of an...
Archived
Which income information should be used in my Ch 13?
Lysbeth's answer
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Answered on May 26, 2011
You can amend your schedules I and J (income and expenses) and file an amended plan based on the most recent income changes. If the trustee...
Archived
Is my ex still responsible for the mortgage loan if he didn't file bankruptcy?
Lysbeth's answer
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Answered on May 26, 2011
You filed a bankruptcy and the mortgage debt is discharged as to you. Your husband did not file and so he remains liable for the debt. Regardless...
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