Can you file ch. 13 if you have no disposable income or very little left? Owe $70,000 in credit cards and 2nd mortgage.
Lysbeth's answer
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Answered on October 03, 2011
Yes, with difficulty. Chapter 13 is sometimes used to pay debt that cannot be discharged in chapter 7 (taxes, dui, etc.). here is no requirement...
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Can't pay for rent to own purchase and also lost it. they want it back and threatened to file stolen property report
Lysbeth's answer
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Answered on September 01, 2011
I need more information. What kind of property, how and when did you lose it or was it truly stolen? How much is owing on it and what is the fair...
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My mortgage company is asking to take us ouy of chapter 13. I haven't been paying the trustee the $975.00 a month as was agreed.
Lysbeth's answer
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Answered on September 01, 2011
First, figure out whether you are paying debt in the chapter 13 that would be discharged in a chapter 7, such as unsecured debt - credit card debt...
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Should I ask questions at the creditor's meeting?
Lysbeth's answer
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Answered on September 01, 2011
Because the 341 hearings are so numerous these days, the available tme fpr asking questions is very short. You should plan to ask your most...
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Successor creditor calling relative after previous creditor notified of correct phone number.
Lysbeth's answer
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Answered on September 01, 2011
One tactic you can use is to request to be put on "correspondence status" which means no phone calls. visits, etc. Only written communication. ...
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How can my dad pay for a bankruptcy lawyer if he needs to file?
Lysbeth's answer
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Answered on August 31, 2011
Firstly, make a chart of assets and value of each, debt and amount of each. Write up a monthly budget of what comes in and what goes out and where...
What is the difference between a law suit and a motion for summary judgment in lieu of a complaint?? are they same thing?
Lysbeth's answer
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Answered on August 31, 2011
A lawsuit describes legal proceedings which (hopefully) result in resolution of a dispute or grant of a request. There are many types of motions...
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Bankruptcy chapter 7 & rule 524
Lysbeth's answer
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Answered on August 31, 2011
What you describe is more accurately the Supremacy Clause of the U.S. constitution which states that certain matters are only to be decided by...
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I was in bankruptcy and my case was dismissed because I lost my job and couldn't pay my chapter13 so I don't know what to do
Lysbeth's answer
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Answered on August 31, 2011
You might qualify for a chapter 7 which will discharge your debt (with some exceptions - student loans, recent taxes, etc.) and not require...
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What schedules are needed for emergency chapter 7 filing
Lysbeth's answer
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Answered on August 31, 2011
You might want to think about an emergency chapter 13 rather than chapter 7. Generally you cannot get out of a chapter 7, so by fiilng one, you...
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