What does ' the subject debt may be paid voluntarily The creditor is permitted to accept voluntary payments" means ?

Why did you file an Application for approval of a reaffirmation agreement? The effect of this would be to make you personally liable for each and...

If i am in the middle of bankruptcy and own my home, am not making any income off it, do i still have to live in it.

While you are not required to live in the home, you may benefit from living there. What comes to mind in reading your brief question, is the...

After summons on older debit... go to bankruptcy for single item?

This amount of debt is really too small to justify a bankruptcy, which will ruin your credit for many years . Have you mentioned bankruptcy to the...

Selected as the best answer

In chapter 13 what items(note, allonges, securitization/ pooling agreements) lender be asked for proof of claim on my part

If you object to the lender's claim, that requires the lender to prove the basis for the claim. If you have documents that differ or present...

Bankruptcy Filing Fee Waiver Question & Other Bankruptcy Questions.

I have seen, in the Northerrn District of California, debtors being allowed to pay the filing fee in three installments and utilizing a form for...

How to value dollar amount of creditors' debt which will continue to be discharged if BK adversary proceeding is settled?

Some things to remember: If you win, the debt is not discharged, which can be very satisfying. However, you are back to square one where you have...

My bankrupcy ch 7 was discharged in July 2011.Why is credit report wrong?

There are two levels of interaction with credit reporting agencies. The first is the person/entity who reported the misinformation to the...

Selected as the best answer

Going into chapter 7. What effect if I sell some co. stock just prior to filing. I am concerned about income. Not trying to hide

Firstly, determine if the sale of the stock is considered a "taxable event" as far as the IRS is concerned. If it was a gift, it may not be...

Currently in a Ch. 13 BK-My car was totaled & I need to replace it with the money I receive, do I need to ask for permission?

Your car was exempt and so you plan to convert extempt property into different exempt property which is o.k. Unless you are planning to borrow...

Converted to chpt. 13, moving sale date Now how can I extend sale date just in case it's dismissed or stay lifted?

You probably have done nothing to affect the change in sale dates. Those appear to be driven by internal events with the lender. You would know if...