Can I file a Chapter 7 after a judgement , and how does the date of my debts and judgement affect me if I file.?

You do not say who is suing you - the finance company or the other party in the accident. My understanding of driving boondoggles in...

I have ER and related medical bills that I cannot afford to pay since I am unemployed. What are my options?

You might try contacting the county medical services department for San Diego County. There are programs for people on limited incomes. Some are...

How much debt constitutes filing for bancruptcy?

There is no dollar amount of debt that you would be required to have in order to file a bankuptcy, especially chapter 7. There are maximum amounts...

In chp13 BK with motion for lien strip filed, questions about homeowners insurance stufs.

The lien stripping is dependent upon your completion of the chapter 13 and getting a judgment stripping the lien at that time. So it is not for...

I live in nys, and am on ssd. I am in collections for a medical bill, I own my home, can they lien my home? if I cant pay?

Record or file a claim of homesead on your house. This will preserve a certain amount of equity in the home. Additionally, if you are living on...

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I filed Bankrupcy in January 2010. I have still not been discharged. I had to leave my 2 job for medical reasons. Can I go back?

If you are going back to work after filing bankruptcy there should be no problem. The only problem is if you go back to work before filing. The...

I do not want to file BK. I have $8K in cc debt. I am current with mort., $56K balance on $60K mortgage (value: about $75K).

I'm assuming that by SSDI you mean Social Security Disability. This income is even more protected from seizure than an IRA. IF it is a direct...

I owe bakerfield court around 3315 dollars their asking for 300 a month i dont financially have that kind of money to pay?

You don't say why you owe this money. If it is for a criminal fine, you might be thinking about jail time. However, it has long been the general...

Can a personal loan be transferred in a bankruptcy?

Generally, the rule is that the original terms of the loan remain in effect and can only be changed if you agree to the changes. When the...

I am the co owner of a vehicle. The primary was not making payments and went to jail. I took the car and sold it. Can I sue him?

It sounds like the "primary" is looking for an excuse not to pay a debt that is obviously his. You could probably sue him but, as my colleague...