Will issues arise since we signed Ch 7 Bankruptcy petition, but attorney neglected to file it until one month later?

You should amend whatever documents reflect the changes that occurred prior to filing - that may be schedules, Statement of Affairs, etc. You...

How do I file for unpaid wages from a bankrupt company?

The timing of events is not clear. If you performed services but stopped prior to the date the bankruptcy is filed, you are a pre-petition...

Chapter 7 discharged. Did not execute any reaffirmation on home mortgage (1st & 2nd) does that mean I can walk away at any time?

I believe that reaffirmation is so burdensome that the bankruptcy code requires a formal, written agreement that is reviewed by the judge and after...

Chapter 7: 1 atty here spoke of case in CA where homeowner sued by mtg co. b/c indicated intent to reaffirm but did not. TRUE??

It does appear that the lender cannot sue a borrower for a deficiency based solely on the statement of intentions. Additionally, if the loan was a...

I owe nearly $6000 in unsecured debt. My only income is $633 per month (Social Sec.). Can they take my check or home?

You should review the agreeement to pay through the debt management program because you may be paying to keep exempt property (Social Security is...

You can dispute the item on your credit report and write up a statement about why you think the report is erroneous. Send the statement to each of...

How to approach attny (collector) after lawsuit has been filed.

In all likelihood, the law firm purchased the account from the original creditor, so you only deal with the law firm.You can call them up and ask...

Will child support get to see my bankruptcy and wages?

There is no automatic sharing of information between/among government agencies. So Medicare does not look at bankruptcy files, and vice versa. If...

Hi, I need a approval for a loan mod through my mortgage company. I need to write a motion for the Chapter 13 trustee and I not

You could use a sample document and modify it for your particular facts. Ask the chapter 13 trustee, or one of the court clerks, or call legal aid...

Illinois has a $4,000 personal property exemption. I have 2 - 1oz. gold bars. Will I have to forfeit them in BK filing?

I just checked the price of gold and it is, spot price, $1590.80 per ounce. Two ounces would have a value of $3181.60, within the exemption...

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